The fastest way to pay in hospitality

Made by hospo for hospo, payo is dishing up a better way to pay at restaurants, bars and cafes.

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Payo Checkout

Offer swift self-checkout and turnover tables quicker than it took to read this sentence.

  • QR Code

    At the end of a meal, customers scan a unique customisable QR code on the table. No apps. No downloads. It’s 2022 after all.

  • Fast Contactless Payments

    Customers enter their card details or select Apple/Google Pay. They can even choose to pay in instalments with payo.

  • Split The Bill

    Your customers can now finally split the bill, however they like. No more awkward convos about who ordered what and who pays.

  • Get More Tips

    With an integrated tipping feature, your staff gets rewarded for their top service. Going cashless does not mean going tipless.

  • Get Paid

    Once your customers confirm their payments, you get paid upfront within a 48 hr settlement period. Done and dusted.


Offer hospitality’s only dedicated Buy Now, Pay Later platform and watch your transaction values grow!

  • Download payo app

    Customers download the payo app on their mobile to unlock flex payments at over 1,000+ venues. Get more hungry diners coming in with a free venue listing on our app directory.

  • QR Code

    Using the payo app to pay, customers scan a QR code seamlessly connected to your existing POS. This means no changes to your current workflow.

  • Empowered Dining

    Your customers can choose to pay upfront, or pay at their own pace. No fees, no hidden charges, ever!

  • Grow Your Transactions

    Increase your revenue when you offer our Pay Later platform. Payo users dine 3-4 times each week and spend up to 50% more than the average diner.

  • Upfront Payments

    Get all the tips your staff worked hard for and also get paid upfront within a 48 hr. settlement period. Easy as!