Payo is now available in Sydney, Melbourne, Brisbane and the Gold Coast. The rest of Australia will follow soon.
Go to one of our Payo partner venues, and enjoy your food and drinks, when it comes to settling your bill, simply open the Payo app on the restaurant page, or Scan the QR code at the till to enter the amount and pay.
No, payo is not a delivery app or an online ordering app.You can pay the bill with payo in the restaurant when you dine, or pay for takeaway with payo at accepting restaurants.
The full list of venues is available on the Payo app which is free to download from the App Store or Google Play store.
Yes, we would love to hear your recommendations and who you would like to see on Payo.
Yes, your bill will be equally divided into 4 instalments. When you pay off the whole bill in advance at any instalment round, the rest of the repayment amount will be $0.
No, If you don’t wish to use Buy Now Pay Later, you can simply add your bank card and pay now instead. This gives you access to all of Payo’s Exclusive deals.
No, transaction fees are based on the number of repayments that you actually make.
Yes, your instalments can be repaid at any time.
No, applying for payo doesn’t affect your credit history. We do complete an internal risk assessment however it’s not recorded on your credit history and it does not affect your credit score.