up to $500 cashback
when you switch to Payo

Smart, simple and safe.

About Payo

At Payo, we're passionate about levelling the playing field for businesses of all sizes and industries by offering affordable, user-friendly payment solutions. Founded in 2020 by a dedicated team, our mission has been to empower hospitality industry owners to streamline their operations and focus on what they do best – running their businesses. With over 700 restaurant owners already benefiting from our platform, we're excited to extend our innovative solutions to businesses across all sectors.

Why Choose Us

no hidden fees

No Hidden Fees

We believe in keeping things simple and transparent. With Payo, what you see is what you get,
- no surprises, no hidden fees.

Card Payment

Seemless Payment Processing

With Payo's SIM card, enjoy seamless transactions even without reliable Wi-Fi. It's easy to set up and comes at no extra cost. Keep your business running smoothly with Payo's reliable service.

unlimited transactions

Unlimited Transactions

Process payments without limits. With Payo, you have the freedom to accept as many transactions as your business needs, without any caps or restrictions.

customer support

24/7 Support

Access our dedicated 24/7 support team for assistance whenever you need it. Our local support is available every day, ensuring you receive prompt assistance and peace of mind whenever you require assistance.

Powerful EFTPOS machine features

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All-in-one device

Accept payments next to a variety of apps like your cash register, inventory and customer order history.

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Print on the go

Provide customers a receipt from anywhere in your store, no running back to the counter.

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Exceptional performance

Built for speed and innovation, with a quad-core processor and Android 10 operating system.

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Features
Group 17 (1)
Others
Sign up free online in 5 minutes
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No monthly terminal rental fees
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No minimum turnover required
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Reliable 99.99% uptime
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SIM and Wi-Fi connectivity
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No lock-in contracts
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Customisable surcharge amount
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Enable customers to add a tip
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Phone, email, sms support
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Zero hardware cost
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Accept all major wallet payments
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Pricing

Fee Free

Machine Rental

Free

Fee

Free*

transacting over $20k monthly in card payment
all fees exclude GST
* terms and conditions apply

Low Cost

Machine Rental

$19.95

Processing Fee

1.1%*

transacting over $10k monthly in card payment
all fees exclude GST
* exclude gst, rate only applies to domestic visa/mastercard/eftpos

Custom

Machine Rental

Free

Processing Fee

Custom

for business with large transaction amount or special business models
all fees exclude GST

Manage a hospo venue?

Let's talk.

FAQs

What kind of merchants need EFTPOS Machine(s)?

We partner with thousands of businesses across Australia, spanning hundreds of diverse industries including Hospitality, Cosmetology, Jewellery, Massage Therapists, Retail and so on.

 

Give us a call on 1800 777 296 to see if we can work together.

How EFTPOS support your business ?

1. Convenience
EFTPOS is the preferred payment method in Australia due to its convenience. Many customers no longer carry cash and expect to pay by card in retail stores or restaurants. Not offering EFTPOS could mean losing potential sales from card-preferred customers.

2. Quick
The speed of EFTPOS transactions has greatly improved, making it advantageous for businesses. Retailers benefit from quicker checkouts, especially during busy periods, while restaurants can settle bills faster,

allowing for quicker table turnover. Additionally, end-of-day reconciliation is easier without the need to count and deposit cash.

3. Secure
Having less cash on hand reduces the risk of theft, both from external threats and internal misconduct.

What is Fee-Free EFTPOS in Payo?

The Fee-Free EFTPOS Package lets you pass transaction fees to customers through automated surcharging, ensuring you'll never have to pay processing fees.

How to Obtain an EFTPOS Machine by simple 3 steps?

1. To get an EFTPOS machine from Payo, follow these steps:

Request a Quote: Visit the ‘Payo Terminalʼ page on the Payo website to provide your Contact Name, Email Address and a Mobile Number, We will contact you as soon as possible. Or call 1800 777 296 (Monday to Friday, 9 am to 5 pm Brisbane time) if you have any enquires.

 

2. Application Processing: Allow a few days for your application to be processed and approved.

 

3. Receive Your Machine: Once approved, Payo will arrange for the delivery of your EFTPOS machine.

What is the Timeframe for Receiving My Payo EFTPOS Machine(s)?

After your EFTPOS application is submitted and approved, your EFTPOS machine(s) should arrive within 3 - 12 business days for metro areas.

How long is the waiting period for loan applications?

After 3 months of consistent transactions processed through a Payo EFTPOS machine, applicants become eligible to apply for a loan. Upon receiving your loan application, the waiting period varies depending on the financial institution and the complexity of the application.