Modern Payments,
Made Simple
Payments Built for Modern Business
Simple • Secure • Reliable
Accept cards and digital wallets in-store and online, with transparent pricing, reliable settlements and dedicated local support.
Everything you need to
Power your Business
Improving every payment in-store,
online and on the go.
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Eftpos
Smart terminals with fast payments and local support
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Online Payments
Secure online checkouts payments built to convert
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Portal & App
Real-time insights and control of your business
Why Partner with payo
Better Value
Competitive pricing tailored to your business- No terminal rental for eligible merchants
- No setup or annual fees
- Transparent pricing with no hidden costs
- Flexible solutions as your business grows
** Eligibility, service availability and terms and conditions apply.
Support You
Can Rely On
- Fast and reliable payment technology
- T+0/1 settlement to support your cash flow
- Dedicated account manager
- Same-day onsite support in selected areas
- Free terminal replacement under warranty
** Eligibility, service availability and terms and conditions apply.
Built for the way you do Business
Quick answers to common questions about setup, fees, and support.
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In-Store
Streamline in-store payments with smart terminals and instant receipts
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Online
Accept payments online with secure checkouts and payment links
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On the Go
Take payments anywhere with portable terminals and the Payo App
Accept all major
payment methods
One integration for cards, wallets, and local payment rails.
Online Payment Gateway
Power Your Online
Business with Payo
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Secure & Reliable Gateway -
Customisable Checkout
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Fraud prevention & monitoring
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Seamless integration
Built for the way you do business
Explore Solutions
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Hospitality
Fast checkouts, split bills and multi-venue management made simple
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Retail
Streamline your in-store and online payments experience with one click
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Health & Wellness
Flexible payments for membership, bookings and services
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Professional Service
Secure, efficient payments designed for service industry businessess
What our customers are saying
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Payo’s EFTPOS is amazing! The system is simple and easy to use that our staff needed minimal training to get started. It accepts a wide range of payment methods, including credit cards, tap payment and WeChat pay. Making it convenient for all customers. Most importantly, it’s incredibly reliable and has no hidden fees, which has greatly contributed to our business efficiency and profitability!
Daniel
Sushi Hyo
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Our business has been using this Payo EFTPOS for months now, and it has proven to be incredibly reliable. The connection is stable, transactions process quickly, and there’s no downtime, which means we can always count on it to keep our operations running smoothly. Its reliability has significantly reduced customer wait times and boosted their satisfaction.
JJ
Hato Gyoza and Grill & KU-O Japanese
Terminal FAQs
Quick answers to common questions about setup, fees, and support.
Once your merchant application has been approved, it is typically delivered within 3 business days.
As long as you process $10k per month through each EFTPOS terminal there are no rental charges. The surcharge your customers pay covers all transaction fees. Payo retain the surcharges from your funding each day so that there are no transaction fees to pay at the end of every month.
Your earnings are settled into your account the next business day. This means we settle Monday, Tuesday, Wednesday and Thursday transactions the next day. Friday, Saturday and Sunday transactions are settled on Monday. The funds are available to you depending on your bank’s processing. Public holidays settlement will be deposited on the next business day.
With Payo, you have the freedom to toggle surcharging on and off as you wish — at no cost to your business.
Trusted by thousands of companies
